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Want to be a millionaire? Start with these success habits

Most millionaires didn’t make it big overnight. In fact, only 2% of millionaires say they came from money. For most, it took years of dedication, hard work, and of course, daily habits that helped them get where they are today.
But let’s face it. Not everyone is going to end up a millionaire. It definitely doesn’t hurt to try, though, and these eight millionaire success habits may just send you on your way to riches.

1. Never stop learning


85% of millionaires read at least one to two books per month. And they aren’t romance novels or comic books. Most of these books are self-help, business related, or autobiographies that can teach them something.

Reading is an important skill that many people drop when life gets busy. But even if you don’t have time to get to everything on your reading list, remember that you can use apps like elocance to read by listening to audio instead, apt for when you’re driving, exercising or cooking.

And it’s not just reading. Continuing to learn, whether it be furthering your tech skills, mastering a new language, or familiarizing yourself with accounting, will benefit you immensely.
Make sure to learn things that interest you in order to keep your motivation high. This will ensure you learn quickly and efficiently. The more you learn, the more you’ll know, making you an interesting and well-rounded person. You can begin to interact with others in more meaningful ways and expand your network, opening yourself up to new opportunities and discovering new ways to see the world — ways that could include earning millions.

2. Change your outlook


Practicing positivity and gratitude can help you realize how lucky you are to begin. Positive people are happier, and often take risks. Happy people are more empowered to make positive changes in their life.

One way to do this is starting with your daily to-do lists. Instead of looking at your list and thinking about all the things you “have to do,” think about all the things you “get to do.” Feeling lucky is an easy way to stay positive.
Each night, think about a few things each day you’re grateful for down to the smallest details. Even if you had an awful day, maybe you ate a delicious, fresh meal for lunch, or had a positive interaction with a co-worker. Appreciating the little things daily can help change your entire outlook on life.

Changing small outlooks can begin to take effect in all areas of your life. As you slowly become more positive, you’ll also become happier. Being happy increases your confidence and can help you to make better choices. Happier people take charge of their lives — leading you on the right path to emotional and financial wealth.

3. Organize your finances


Clearly, millionaires have their finances well under control. But maybe it wasn’t always that way.
If you want to make millions, you need to have your finances in order. This can take time, so don’t get discouraged. Start with the following steps:

  • Get out of debt. If you’re drowning in debt, start digging your way out. Little by little, pay off your bills. Try to only buy what you can afford. If you’re prone to debt, stay away from credit cards. Once you’re out of debt, you can work on rebuilding your credit.

  • Budget. If you’re out of debt, you want to make sure you don’t fall into debt. Create a budget that fits within your salary, and don’t live beyond your means. Organize your expenses and see where you’re overspending, where you can cut costs, and where you might have some flexibility.

  • Save. Saving is the next step. Save as much as you can, and search for the highest interest rates possible when it comes to your accounts.

  • Invest. Once you’re saving, investing is the next step. A financial advisor or business coach may be the best way to help you if you’re new to investing. Start with low-risk and move your way up.


While these tips may be obvious, you’ll never become a millionaire if you’re drowning in debt or living beyond your means. Empower yourself to learn more about investing and financial planning, which will help you make better financial choices in the future.

4. Do what you’re good at (and think outside the box)


Pick a career that makes you happy. Although at first, it may not be something that seems lucrative, do it anyway. If you end up making career choices that please others but not yourself, you won’t ever be happy, or possibly ever master your job.

If yoga that’s your passion, become a yoga teacher. If you love to write, be a writer. Traditionally, these are careers that aren’t extremely lucrative, but if you think outside the box, they might be. You could end up selling writing courses, making six figures. Teaching yoga to a hefty Youtube following could end up making you a lot of money in ad sales (but more on this below in the passive income section).

If you do what you’re good at and what makes you happy, you’ll already be rich. And there will be many opportunities for you to earn even more money when you think of new ways to capitalize on your skills.

5. Create multiple income streams (or passive income)


When Covid-19 hit, many found themselves unemployed. But those who had some additional income streams, or passive income (income that requires little to no effort to earn and maintain), were lucky enough to continue earning through the global pandemic.

Creating multiple income streams can be as easy as starting a second business in addition to your day job, while passive income streams can be things like renting out a real estate property, adding affiliate links to your blog, or investing.

The thing about additional income, including passive income, is that it can add up quickly. And, because it’s not your main source of income, this may go directly into savings, or into an account you don’t often use. Before you know it, you can have a hefty chunk of money saved from these additional income streams, sending you on your way to millionaire status.

6. Take calculated risks


Sometimes, you have to spend money to make money. Millionaires know that the larger the risk, the larger the possible reward. Of course, the possibility of failure is always an option, so this is where the calculated portion comes in.

Millionaires don’t take risks that aren’t pre-mediated and well-researched. Make sure to understand what can happen if your deal doesn’t work out, and have a contingency plan in place. Don’t be rash.

Do the math, or create a business plan that will help you understand your chances of success. If the good outweighs the bad, and you have a backup plan in place, your risk just might pay off. And if it doesn’t, at least you’ll be prepared.

7.  Expose yourself to like-minded people


You don’t necessarily have to hang out with literal millionaires all the time. But surrounding yourself with others who have “rich’ mindsets is the way to go.

Plan to focus on ‘rich’ relationships. These have less to do with bank accounts and more to do with the ideals, values, goals of those you surround yourself with. For example, it’s more important to spend time with those who value hard work and are working diligently to achieve their goals than a wealthy socialite who just spends their parents’ money. It’s not about their actual bank accounts, but about a shared mindset that aims for constant success.

These friends will likely share your dedicated attitude, strive for positivity, and also constantly be learning. While you spend time with successful people, you’ll naturally find yourself gravitating towards wealth and success, too.

8. Be patient


Don’t expect to become a millionaire overnight. Toss those dreams of winning the lottery out the door, and instead focus on the hard work and dedication it takes to be successful.

The average age of a millionaire is 62. While you may be craving millionaire status already, be patient. Only 1% of millionaires are 30 or under. Many millionaires work, budget, and save for decades before they make millions.

Patience is also one of the most important characteristics when it comes to investing successfully. Although it may be tempting to pull your money out during economic downturns or upticks, don’t. Whether it’s broad market funds or individual stocks, you’ll get the most capital gains long-term, so keep investing, and leave your investments alone long-term for the best results.

Millionaire status isn’t a guarantee, but you can certainly aim for it. Following some of these millionaire success habits and behaviors can set you well on your way to start making it big.

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